If you learn mistakes in your credit file, compose…

Then, send it to:

The credit scoring agency (Equifax, Experian, or TransUnion)

The knowledge provider that provided the inaccurate information to your credit agency that is reporting. These providers consist of banks and credit card issuers.

The credit scoring agency (CRA) while the information provider are accountable for fixing your credit file. This consists of any inaccuracies or information that is incomplete. The https://speedyloan.net/personal-loans-ky obligation to correct any mistakes falls beneath the Fair credit rating Act.

When your written dispute doesn’t obtain the mistake fixed, you are able to register a problem using the customer Financial Protection Bureau (CFPB). Read more “If you learn mistakes in your credit file, compose a letter disputing the mistake you need to include any supporting documentation.” →