Since LightStream provides lending entirely online, we request your charge card information as a way to further verify your personal identification. Please be reassured that your bank card info is maybe maybe not kept in our bodies or distributed to anybody. It really is just required when you are authorized for the loan and tend to be into the financing procedure.
Because of the initial nature of every individualвЂ™s credit profile, LightStream thinks there is absolutely no definition that is single “excellent credit.”
Nevertheless, we find those with exceptional credit frequently share the following traits:
- Five or higher many years of significant credit score.
- a credit rating with a number of account kinds such as for example major charge cards (as an example, Visa, MasterCard, Amex), installment debt (vehicle loans) and home loan financial obligation if relevant. Read more “How come you’ll need my charge card quantity? How will you determine ‘excellent’ credit?”