pay day loan

Qualitative research with payday lending clients in britain

The study through the CMA offers a important breakdown of the consumer profile of payday loan providers however it had been never ever made to explore the ‘lived experience’ or wider issues of great interest within social policy, particularly backlinks between labour markets, welfare state cuts and financialisation. So that you can explore these problems in greater level, we carried down AHRC-funded qualitative research (in-depth interviews) with 21 borrowers that has lent from payday loan providers when you look at the year that is previous. Fieldwork were held between March and June 2014 within the western Midlands and Oxfordshire areas of the united kingdom. We recruited interviewees making use of an expert business whom identified people in shopping centers and high roads making use of a testing questionnaire the writers had created. We interviewed a mix that is broad of when it comes to age, sex, work, household type and so forth. Each meeting lasted between 45 moments and 2 hours at an accepted spot regarding the respondent’s option (almost all within their house, with a few in a cafГ©). Where feasible, the writers regarding the article carried out the interviews in pairs to make sure research quality and security. Read more “pay day loan” →